Free Debt Consolidation Forms

February 18, 2009 by  
Filed under Debt Consolidation

You can apply for debt consolidation online for unsecured debt related to cards, personal loans or medical bills that have piled up and is now beyond your control to make the payments.

The debt consolidation company will ask you to fill out a form that has to have the following details:

Name - Your full name as appearing in your official records
Address - Complete address as appearing in your official records
City
State
Zip code
Home Phone
Work Phone
Email Address - Ensure that you fill in the right email address which is your name, @ and the domain name.

Having completed Part 1, you have to now put in details in Part 2 of the form before you can submit the application.

In Part 2, you need to make a list of all the unsecured debt that you wish to clear through this debt consolidation program. You must include medical bills, card bills, personal debt invoices, any past utility bills and unpaid taxes in this. Make sure not to add items of secured debt like mortgage, vehicle loans, present utility bills, and law related payments like alimony. The medical bills must include details of the doctor, the hospital and the medicines prescribed.

You also need to make a list of all the creditors, the amount that is outstanding, the payment schedule, the number of months you have missed making the payment and the reason for availing the loan in the first place and keep it with you before hand. This needs to be compiled for each creditor so that you can mention it on the form.

Any fresh bills in your possession should be submitted at the end. You need to only submit the previous bills along with the application. Do not forget to put your name on any fresh submissions and submit the creditor list only once.

Having made the submission, do not seek feedback on email immediately. You need to wait for at least 24 – 48 hours for the response. Any exigency can be checked via email.

Finally, one piece of advice is that, please use this facility only if you are serious about availing such a program and are very particular of settling your debt issues. The need to be transparent and provide complete and authentic information is therefore paramount. Incomplete and incorrect information is detrimental and can be rejected.

Reblog this post [with Zemanta]

Related posts:

  1. Debt Consolidation and Bankruptcy When faced with a crisis, it is easy to throw...
  2. Debt Consolidation Companies The idea of using a debt consolidation company is good...
  3. Small Business Debt Consolidation Modern cost pressures and inflationary trends have taken their toll...
  4. Commercial Debt Consolidation It is indeed a very tough question on how does...
  5. Consolidate Your Debt For Free You have reached a stage of frustration and are finding...

Related posts brought to you by Yet Another Related Posts Plugin.

Facing Foreclosure

Comments

2 Responses to “Free Debt Consolidation Forms”

Trackbacks

Check out what others are saying about this post...


Speak Your Mind

Tell us what you're thinking...
and oh, if you want a pic to show with your comment, go get a gravatar!